Budget Sheet
Expense | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Avg.* |
Housing Costs: |
|
|
|
|
|
|
|
Rent |
|
|
|
|
|
|
|
Electricity |
|
|
|
|
|
|
|
Fuel (Gas or Oil) |
|
|
|
|
|
|
|
Water/Sewer |
|
|
|
|
|
|
|
Telephone (Landline, Cell) |
|
|
|
|
|
|
|
Garbage |
|
|
|
|
|
|
|
Supplies/ Maintenance |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Vehicle(s): |
|
|
|
|
|
|
|
Loan Payment 1 |
|
|
|
|
|
|
|
Loan Payment 2 |
|
|
|
|
|
|
|
Insurance |
|
|
|
|
|
|
|
Gas/oil |
|
|
|
|
|
|
|
Maintenance/Repairs |
|
|
|
|
|
|
|
Licensing |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loans: |
|
|
|
|
|
|
|
Personal Loan Payment |
|
|
|
|
|
|
|
Credit Card Payment |
|
|
|
|
|
|
|
Credit Card Payment |
|
|
|
|
|
|
|
Credit Card Payment |
|
|
|
|
|
|
|
Credit Card Payment |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Taxes: |
|
|
|
|
|
|
|
Federal |
|
|
|
|
|
|
|
State |
|
|
|
|
|
|
|
Local |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Insurance: |
|
|
|
|
|
|
|
Rentersǃˆ√—√• |
|
|
|
|
|
|
|
Auto |
|
|
|
|
|
|
|
Life |
|
|
|
|
|
|
|
Health |
|
|
|
|
|
|
|
Disability |
|
|
|
|
|
|
|
Liability |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Food: |
|
|
|
|
|
|
|
Groceries |
|
|
|
|
|
|
|
Meals Eaten Out |
|
|
|
|
|
|
|
Take Out Food |
|
|
|
|
|
|
|
Snacks |
|
|
|
|
|
|
|
Coffee/Espresso |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Clothing: |
|
|
|
|
|
|
|
Purchases |
|
|
|
|
|
|
|
Cleaning and repair |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Entertainment: |
|
|
|
|
|
|
|
Movies/DVDs/Videos |
|
|
|
|
|
|
|
Cable |
|
|
|
|
|
|
|
Sporting Events |
|
|
|
|
|
|
|
Concerts |
|
|
|
|
|
|
|
Music CDs |
|
|
|
|
|
|
|
Music/Video Electronics |
|
|
|
|
|
|
|
Computer/Internet |
|
|
|
|
|
|
|
Newspaper/Magazines/Books |
|
|
|
|
|
|
|
Travel |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Medical & Health: |
|
|
|
|
|
|
|
Hospital Expenses |
|
|
|
|
|
|
|
Physician |
|
|
|
|
|
|
|
Pharmacy |
|
|
|
|
|
|
|
Therapist |
|
|
|
|
|
|
|
Dentist |
|
|
|
|
|
|
|
Eye Care/Glasses/Contacts |
|
|
|
|
|
|
|
Health Club Membership |
|
|
|
|
|
|
|
Health Classes Fees |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Professional Fees: |
|
|
|
|
|
|
|
Hair Stylist |
|
|
|
|
|
|
|
Beauty/Spa Services |
|
|
|
|
|
|
|
Accountant |
|
|
|
|
|
|
|
Attorney |
|
|
|
|
|
|
|
Veterinarian |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Childcare |
|
|
|
|
|
|
|
Tuition |
|
|
|
|
|
|
|
Investments |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Savings Contributions: |
|
|
|
|
|
|
|
Savings Account(s) |
|
|
|
|
|
|
|
401k/Retirement Accounts |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Legal Obligations: |
|
|
|
|
|
|
|
Alimony/Child Support |
|
|
|
|
|
|
|
Payments on Lien or Judgment |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Contributions/Gifts: |
|
|
|
|
|
|
|
Money Sent To Family |
|
|
|
|
|
|
|
Charitable Gifts |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Dues: |
|
|
|
|
|
|
|
Union |
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Personal Expenses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* To calculate average, add amounts from each month together and divide by the number of months (in this case, 6).
Example:
Expense | Month 1 | Month 2 | Month 3 | Month 4 | Month 5 | Month 6 | Avg. |
Credit Card Payment | $230 | $250 | $170 | $400 | $375 | $220 | $274 |
$230 + $250 + $170 + $400 + $375 + $220 = $1,645
$1,645/6 = $ 274.17
